Investment Bonds

Investing in bonds that are provided by life insurance companies comes with a number of benefits.

With this type of bond, all administration of the funds is collated in one place. Life companies are able to purchase funds at a greatly reduced cost.

They also have more capability to mitigate some taxes, for example Capital Gains Tax when you transfer between collectives, or Inheritance Tax. Either way, offshore bonds offer a route to genuine tax deferral and are generally recognized as excellent vehicles for estate tax planning.

In summary, the flexibility and choice of an offshore bond, when coupled with its financial planning versatility and administrative simplicity, offers huge advantages for tax planning strategies. 

Critical Illness and Life Assurance Planning

How will your family cope after your death or a serious illness? There is a very good, practical reason for thinking about what can happen after your death. How will your family manage? Will they be able to keep up their current standard of living?

Will they be able to cope with all the routine daily expenses? Death and serious illness may be something that most of us prefer not to think about, but everyone needs financial protection. So, if the unthinkable happens, those who depend on you are provided for.

We all hope that it will never happen to us; however, there are a wide range of benefits which can provide funds in case of illness, accident or death. I-AMG can search for the most appropriate life insurance and critical illness cover to help ease the financial burden associated with the untimely death or loss of a loved one to serious illness.

We work with a wide range of insurance companies offering all types of life insurance including term life, whole of life and investment-linked products. Our expertise means you can concentrate on the important things in life. 

Improving Your Existing Expat Investments 

Do you own regular savings plans, bonds or SIPPS/QROPS pensions with some of the main insurance companies such as:

  • Zurich
  • Quilter (formerly Old Mutual and Skandia)
  • Utmost International (formally Generali)
  • Friends Provident
  • Providence Life 
  • RL360 
  • Hansard
  • STM 
  • Sovereign Trustees